Bank of Baroda has launched its festive campaign, ‘bob Ke Sang Tyohaar Ki Umang – Shubh Bhi, Labh Bhi’, bringing a range of financial offers aimed at supporting customers during the festive season. The campaign covers home and car loans, MSME financing, savings products and debit card offers.
Under the campaign, Bank of Baroda is offering home loans at interest rates starting from 7.40 per cent, along with quick sanctions, minimal documentation and a waiver of processing fees. Customers seeking finance to purchase a plot for future home construction can opt for bob Swabhoomi, which offers a lower margin, longer repayment tenure and zero processing fees. Additional interest-rate concessions of 0.05 per cent for women and 0.10 per cent for eligible categories, including customers below 40 years, government, PSU and corporate customers maintaining bob Salary Accounts, and HNI and Radiance customers, are also available.
Car loans are available at interest rates starting from 7.85 per cent, with digital processing, quick sanctions and minimal documentation. Customers opting for bob Green Wheels, the bank’s electric vehicle financing offering, can receive an additional 0.15 per cent interest-rate concession along with an enhanced repayment period.
The festive campaign also extends to everyday spending. Bank of Baroda debit cardholders can access instant discounts across categories such as shopping, food, travel and groceries through participating brands and merchants.
The bank has introduced additional savings benefits for women customers. The bob Global Women NRE/NRO Savings Account includes an Auto Sweep facility and complimentary personal and air accidental insurance coverage. The bob Women Sapphire Savings Account offers benefits including cancer care coverage of up to Rs 10 lakh, online doctor consultations for family members and offers on the Tiara Credit Card.
For customers looking to build regular savings, the bob Flexi Systematic Deposit Plan allows investments starting from Rs 500 per month, with fixed interest rates for the entire deposit period.
The campaign also includes financing solutions for MSMEs. These include bob Green Plug, which offers loans of up to Rs 5 crore for setting up or expanding electric vehicle charging stations, battery-swapping infrastructure and related facilities. The bank is also offering Construction & Mining Equipment financing with repayment tenures of up to 60 months.
Another offering, Baroda Mahila Swavalamban, provides collateral-free financing for women entrepreneurs, along with extended repayment tenures, a complimentary QR code for B2B transactions and competitive interest rates.
Beena Vaheed, Executive Director, Bank of Baroda, said the festive period is when individuals, families and businesses look to fulfil aspirations ranging from buying homes and vehicles to expanding businesses and building long-term savings. She added that the bank’s festive offerings are aimed at making financing more accessible through competitive rates and customer-focused benefits.
Through the campaign, Bank of Baroda is positioning its festive portfolio across lending, savings and payments as a way to support a wider range of customer financial needs during the season.
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