L&T Finance Ltd. (LTF) has introduced a suite of two-wheeler financing schemes aimed at stimulating demand during the festive period. The offerings comprise a No Cost EMI scheme, a Prompt Payment Rebate, and the EMI Lite Festive Plan, which enables customers to purchase in 2025 with repayments commencing in 2026.
Under the No Cost EMI scheme, customers can finance their two-wheeler purchases without paying interest, with only a nominal documentation fee. The Prompt Payment Rebate waives the final EMI for customers who complete 35 EMIs on a 36-month tenure through central clearance.
Meanwhile, the EMI Lite Festive scheme eases affordability by allowing borrowers to pay only interest for the first two months, with principal repayments beginning in 2026.
“With an advanced version of Project Cyclops live in our two-wheeler finance business and the revised GST slabs for bikes and scooters, this is an opportune time to launch attractive schemes for our customers,” said Sudipta Roy, Managing Director & CEO, L&T Finance Ltd.
“We expect these offers to boost demand and further strengthen our leadership position in the segment,” he added.
Jinesh Shah, Chief Executive – Urban Secured Assets & Third-Party Products, L&T Finance, noted, “With over 75 lakh customers served and a network of 10,000+ sourcing points, we have designed offerings that truly benefit buyers. We are prepared for a festive surge in demand backed by lower GST and our widespread dealer partnerships.”
The festive offers are valid until November 30, 2025, and are supported by LTF’s quick five-minute loan approval process, powered by its digital systems. To complement the initiative, the company has also launched its new TV commercial, ‘Just Zoom Two-wheeler Loans’, featuring brand ambassador Jasprit Bumrah, with the tagline ‘Bumrah Ki Speed Par’. The campaign will be promoted across 13 key markets through an integrated marketing strategy.
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