FinBox has raised $40 million in a Series B round comprising both primary and secondary funding. The round was led by new investor WestBridge Capital, with participation from existing investors A91 Partners and Aditya Birla Ventures. The fundraise highlights strong confidence in FinBox’s rapid growth, product strength, and traction in the market.
At a time when digital lending is surging in India, FinBox has emerged as a key enabler, helping lenders digitise loan origination, credit decisioning, and delivery.
The company powers lending journeys for marquee customers including HDFC Bank, Kotak Mahindra Bank, Poonawalla Fincorp, Aditya Birla Capital, Muthoot Fincorp, Tata Capital, and several fast-growing platforms.
The fresh capital will be used to accelerate technology investments, expand internationally, and deepen its product suite. FinBox is betting on its AI-native digital lending platform, Sentinel BRE and Prism, while strengthening risk management with BankConnect, DeviceConnect, and KYC APIs.
It also plans to launch agentic AI workflows and a fraud intelligence suite to extend its digital lending stack.
“This funding marks an important milestone in our journey to redefine credit infrastructure and intelligence for the next decade,” said the founding team, Rajat, Anant, Nikhil, and Srijan. “We are committed to building a global-scale FinTech infrastructure company made in India, empowering lenders to source better, underwrite faster, fight fraud more effectively, and extend fairer, more accessible credit.”
Backers echoed this confidence, with WestBridge Capital Partner Deepak Ramineedi highlighting FinBox’s modular architecture and data intelligence as the foundation for scalable digital lending.
Aryaman Vikram Birla, Aditya Birla Ventures, called the company “industry-defining,” while Kaushik Anand of A91 Partners noted that the funding would help expand its product suite for banks and NBFCs.
Today, FinBox enables seamless onboarding, instant underwriting, and embedded distribution for dozens of lenders and enterprises.
With this new round, the company aims to extend its leadership in embedded finance and pioneer new applications of AI and alternate data in credit decisioning. IndigoEdge acted as the sole financial advisor to the transaction.
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